Financial education curriculum mapping

Monteeno covers practical financial topics relevant to secondary financial education. The mapping below shows where Monteeno content corresponds to financial education within England’s Citizenship curriculum.

Curriculum and statutory requirements vary by school type and across the UK. This mapping is intended to help schools evaluate Monteeno’s content; it does not constitute a claim of government approval or accreditation.

Key Stage 3 (England, Citizenship)

Curriculum areaCoverageWhere it appears in Monteeno
The functions and uses of moneyCovered
  • Your Money and Where It Goes (ages 11–14)
  • Spending and Paying (ages 11–14)
  • Earning Your Own Money (ages 11–14)
The importance and practice of budgetingCovered
  • Your Money and Where It Goes (ages 11–14)
  • Saving Basics (ages 11–14)
  • Making Smart Consumer Choices (ages 14–16)
Managing riskCovered
  • Staying Safe With Money (ages 11–14)
  • Your First Look at Investing (ages 11–14)
  • Protecting Yourself (ages 14–16)

Key Stage 4 (England, Citizenship)

Curriculum areaCoverageWhere it appears in Monteeno
Income and expenditureCovered
  • Banking Essentials (ages 14–16)
  • Making Smart Consumer Choices (ages 14–16)
  • Work and Income (ages 16–18)
Credit and debtCovered
  • Understanding Credit and Debt (ages 14–16)
  • Borrowing, Debt and Financial Risks (ages 16–18)
InsuranceCovered
  • Protecting Yourself (ages 14–16)
  • Insurance and Protection (ages 16–18)
Savings and pensionsCovered
  • Compound Interest and Growing Your Money (ages 14–16)
  • Planning for Your Future (ages 14–16)
  • Protecting Your Financial Future (ages 16–18)
Financial products and servicesCovered
  • Banking Essentials (ages 14–16)
  • Investing – The Next Level (ages 14–16)
  • Advanced Banking and Money Management (ages 16–18)
How public money is raised and spentPartial
  • The Economy and Your Money (ages 16–18)

Partly covered, and only at ages 16–18. That module explains what taxation funds and how the wider economy works, but Monteeno does not teach public finance, government budgeting or fiscal policy as a topic in its own right. Schools should expect to cover this area elsewhere in their Citizenship provision.

Ages 16–18

Monteeno’s Advanced programme is written for ages 16–18 and covers student finance, taxation, employment and payslips, mortgages and property finance, investing, pensions and estate planning.

We describe this by age rather than by key stage on purpose. There is no statutory National Curriculum financial education programme at Key Stage 5 equivalent to the Citizenship programmes at Key Stages 3 and 4, so presenting one would be misleading.

Source: Department for Education: Citizenship programmes of study

See the full curriculum

The complete module list, with lesson counts, durations and assessment details, is on the curriculum page.