The money course every teen needs.
Everything your teenager needs to know about budgeting, saving, investing and staying safe with money.
What your child will be able to do.
Build a simple budget and make spending choices confidently.
Understand the difference between needs, wants, and impulse spending.
Use bank cards, digital payments, and subscriptions wisely.
Understand saving, interest, and the habit of paying themselves first.
Recognise the risks of debt, credit, scams, and online money traps.
Prepare for payslips, tax, student finance, rent, and adult bills.
Learn the basics of investing, risk, and long-term planning.
Choose the right level for your child.
Basic Financial Literacy
Help them build good money habits early.
Key Stage 3 content
Topics: Needs vs wants, income, first budgets, saving, value for money, payment methods, simple interest, online spending traps.
Intermediate Financial Skills
Prepare them for bank accounts, earning, and more independence.
Includes Basic + Intermediate (KS3 + KS4)
Topics: Banking, debit vs credit, payslips, mobile contracts, borrowing, debt, insurance, consumer rights, fraud, scams.
Advanced Financial Mastery
Get them ready for work, university, and adult financial decisions.
Includes all three levels (KS3 + KS4 + KS5)
Topics: Student finance, tax, rent, bills, credit scores, investing basics, ISAs, inflation, pensions, risk, long-term planning.
Why Monteeno works.
Short lessons.
Bite-sized content to maintain engagement.
Interactive games.
Fun challenges that reinforce each topic.
Video lessons.
Watch, listen and learn at their own pace.
Real UK examples.
Relevant scenarios your child will actually face.
Quizzes.
Knowledge checks to ensure understanding.
Progress tracking.
See exactly how far they've come.
Certificates.
Tangible proof of completion and mastery.
Parent-visible completion.
You can monitor their progress at any time.
See the quality for yourself
Try a real lesson from Module 1 — no sign-up, no card, no commitment.
Needs & Wants
In this lesson, your teenager will learn to tell the difference between things they need and things they want — the first step in making smart spending decisions.
Try this lesson freeA safe place to learn about money.
Start free. Unlock the full course when ready.
Free
First module access
Basic
Basic Financial Literacy
Full Pathway
Complete 11-18 curriculum